I had Swisscom for 2 years and now Salt for 3 years and I can’t complain. Salt 4G works fine and their 4G Mi-Fi for 10 CHF was a great deal. I complained recently about Salt Fiber but I think the fault lies in Wi-Fi and the layout of my flat.
But I agree, especially in the age of home office, a solid internet is worth a lot and you should not cheap out on it.
That is really something worth considering for me. I’m on 2500 CHF and I tend to have some stomach pains but I don’t get it sorted out because I don’t want to pay a few thousand. In retrospect, it would have been worth it, for all the discomfort I went through already…
I too shop at Coop and Migros. I drop by to Lidl sometimes, but the shop just looks sad and many products are missing.
I used to be like your friend, but I guess mostly because of my Polish mindset. Everything outside of Poland is super expensive with a Polish salary. Me and my friends used to hunt for deals. But since I got a Swiss salary and a Swiss gf, I slowly lifted my vacation budget. I can live with spending 200 CHF per night in a hotel or 1000 CHF for an intercontinental flight. I guess I spent 5k in total on flights & accommodation last year, so 10k in total with my gf.
I indulge myself like this because I’m working and travel is my main source of regeneration. Once I’m FIREd, I don’t know how I will handle it. Maybe slow travel (combining cheaper flights, not flying exactly when everyone wants, staying for longer, cooking yourself) will bring the costs down?
What I considered was iCloud storage. I’m using Google Photos, but since all my devices are Apple, I could as well make the switch 3 CHF per month can buy a lot of convenience.