This (or a very similar question) gets asked annually
2019 edition
Hi guys
Is it fine if I put the maximum amount in my VIAC every January or is it better if I do half now half in the middle of the year? I heard there is one month where the markets usually drop signifcantly (December I think) due to a certain habit… What was that about?
Thanks!
2020 edition
Hello all!
Although contributing to my pillar 3a provides tax reductions & a low tax rate upon withdrawal, does it make sense to ignore it and simply pour all my savings into an equity ETF?
My thinking is that the ETF will generate a better return, so there’d be less point in contributing to pillar 3a as well.
I’m with VIAC (97% equity strategy) and the ETF I’d be investing into is VWRL.
Thank you in advance for your wisdom!
2022 edition
Hello everyone, what is your strategy when contributing to your 3rd pillar? Do you do invest the max amount at the beginning of the year or do you contribute e.g. monthly?
For me personally, I contribute monthly. What is your strategy and why?
Thanks for the discussion
…and finally Finpension’s take on ithttps://finpension.ch/en/when-to-pay-into-pillar-3a-at-the-beginning-or-end-of-the-year/
around this time of year.