# What percentage of your household gross income are you investing/saving?

**URL:** <https://forum.mustachianpost.com/t/what-percentage-of-your-household-gross-income-are-you-investing-saving/15895>\
**Category:** Share your story\
**Created:** [March 26, 2025, 7:30pm UTC](https://forum.mustachianpost.com/t/what-percentage-of-your-household-gross-income-are-you-investing-saving/15895 "2025-03-26T19:30:02Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![Makis4321](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/m/3e96dc/32.png) [@Makis4321](https://forum.mustachianpost.com/u/Makis4321)\
**Post date:** [March 26, 2025, 7:30pm UTC](https://forum.mustachianpost.com/t/what-percentage-of-your-household-gross-income-are-you-investing-saving/15895/1 "2025-03-26T19:30:03Z")

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Most of us here are aiming to FIRE or build FI.

I am wondering out of curiosity how much everyone is investing or saving per month as a percentage of the gross monthly income.

We are a family of 4, parents working 100% and we manage to invest/save 30% of our gross monthly combined income. Can’t increase this as kindergarten expenses are killing us.

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**Author:** ![dbu](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dbu/32/1552_2.png) [@dbu](https://forum.mustachianpost.com/u/dbu)\
**Post date:** [March 26, 2025, 7:31pm UTC](https://forum.mustachianpost.com/t/what-percentage-of-your-household-gross-income-are-you-investing-saving/15895/2 "2025-03-26T19:31:49Z")

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Check the topic [Pants down: yearly spending!](https://forum.mustachianpost.com/t/pants-down-yearly-spending/1249)  
(Don’t let the title fool you - it’s as much about saving as it is about spending)

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**Author:** ![PhilMongoose](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/philmongoose/32/12331_2.png) [@PhilMongoose](https://forum.mustachianpost.com/u/PhilMongoose)\
**Post date:** [March 26, 2025, 7:52pm UTC](https://forum.mustachianpost.com/t/what-percentage-of-your-household-gross-income-are-you-investing-saving/15895/3 "2025-03-26T19:52:29Z")

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I’m investing everything that is not spent.

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**Author:** ![Sirob](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/s/7feea3/32.png) [@Sirob](https://forum.mustachianpost.com/u/Sirob)\
**Post date:** [March 27, 2025, 8:37am UTC](https://forum.mustachianpost.com/t/what-percentage-of-your-household-gross-income-are-you-investing-saving/15895/4 "2025-03-27T08:37:54Z")

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We are a family of 4, parents working 100% and 70% and we manage to invest/save 41% of our gross annual combined income or 47% of our net annual combined income. As usual, daycare and after-school care expenses are quite high.