# VIAC third pillar referrals
**URL:** https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920
**Category:** Banks, Insurances & Third Pillar
**Created:** [June 2, 2018, 10:37am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920 "2018-06-02T10:37:13Z")
**Posts on this page:** 20
**Page:** 1
### Author:  [@\_name](https://forum.mustachianpost.com/u/_name)
#### Post date: [June 2, 2018, 10:37am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/1 "2018-06-02T10:37:14Z")
Hi mustachians,
There’s been [a lot of interest from the community](https://forum.mustachianpost.com/t/a-new-low-commission-3a-3rd-pillar-etf-solution-from-viac/545) for the 3rd pillar solution offered by VIAC.
The latest version, covered [in Mr MP’s post](https://www.mustachianpost.com/blog/how-to-open-a-viac-third-pillar-and-transfer-an-existing-3a-account-to-it-and-other-exclusive-infos/), introduces a referral program:
> You can recommend up to 3 friends. For each new account created, you will be entitled to CHF 500 (each) of free lifetime management fees at VIAC. Over 30 years with a Global 100 strategy, this represents about CHF 700 less in discounts on costs. It’s always better than nothing; especially I prefer a company that provides less with this kind of program, but focuses on offering an initial product with the lowest possible fees.
Let’s use this thread to propose and ask for referrals 🙂
I have codes left, so feel free to contact me by direct message if you need one!
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### Author:  [@nugget](https://forum.mustachianpost.com/u/nugget)
#### Post date: [June 2, 2018, 2:42pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/3 "2018-06-02T14:42:13Z")
Hilall,
I also have 2 more times to give away a maximum of 3.6 CHF p.a.
😃
[edit: one left 🙂]
[edit according to VIAC’s post below:
]
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### Author:  [@Joey](https://forum.mustachianpost.com/u/Joey)
#### Post date: [June 7, 2018, 3:09pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/4 "2018-06-07T15:09:29Z")
If anyone still wants a reccomendation, I will also happily send you a code 😊
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### Author:  [@VIAC](https://forum.mustachianpost.com/u/VIAC)
#### Post date: [June 11, 2018, 7:42am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/5 "2018-06-11T07:42:24Z")
Hi nugget
Just a little correction on the calculation. You save 0.52% on the 500 CHF - the administration fee of 0.52% gets removed. The mentioned 0.72% is total costs for the sustainable strategy “Global Sustainable 100”, including the TER of the ETFs, which we can’t include with the fee removal. But if you create an individual strategy with just TER 0% indexfunds and you get your 3a almost for fee for the 500 CHF (FX-Spread not included, but optimized through personal and general pooling & netting) and remember we only charge on the part invested, so the 3% Cash you have to hold is fee free anyway…
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### Author:  [@nugget](https://forum.mustachianpost.com/u/nugget)
#### Post date: [June 11, 2018, 8:22am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/6 "2018-06-11T08:22:51Z")
thanks for the detailed description 🙂
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### Author:  [@Kilbim](https://forum.mustachianpost.com/u/Kilbim)
#### Post date: [June 11, 2018, 5:34pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/7 "2018-06-11T17:34:45Z")
Hi, I am also interested in a referral code, anyone has 1 lying around? 🙂
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### Author:  [@respect](https://forum.mustachianpost.com/u/respect)
#### Post date: [June 11, 2018, 6:19pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/8 "2018-06-11T18:19:46Z")
Hi, I have 3 referral codes, message me, cheers
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### Author:  [@mbaluda](https://forum.mustachianpost.com/u/mbaluda)
#### Post date: [June 16, 2018, 10:04pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/9 "2018-06-16T22:04:52Z")
I still have 2 referrals
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### Author:  [@vsmt](https://forum.mustachianpost.com/u/vsmt)
#### Post date: [June 17, 2018, 8:16am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/10 "2018-06-17T08:16:07Z")
Hi fellow Mustachians, I’ve 3 referrals left. Message me 🙂
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### Author:  [@Kilbim](https://forum.mustachianpost.com/u/Kilbim)
#### Post date: [June 17, 2018, 8:57am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/11 "2018-06-17T08:57:21Z")
I also have referral ready to be sent out 🙂 Msg me as well
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### Author:  [@Bas](https://forum.mustachianpost.com/u/Bas)
#### Post date: [June 17, 2018, 9:58am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/12 "2018-06-17T09:58:26Z")
good morning everybody, i am looking for a refferal before signing u pwith VIAC, thanks
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### Author:  [@Unlesbar](https://forum.mustachianpost.com/u/Unlesbar)
#### Post date: [June 17, 2018, 10:36am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/13 "2018-06-17T10:36:44Z")
Thanks to @nugget I got a referral Code.
I also got 3 Referrals ready and to give out if you message me.
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### Author:  [@Bas](https://forum.mustachianpost.com/u/Bas)
#### Post date: [June 17, 2018, 11:21am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/14 "2018-06-17T11:21:44Z")
@_name was first to send me a refferal code. Thanks all.
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### Author:  [@Helix](https://forum.mustachianpost.com/u/Helix)
#### Post date: [July 3, 2018, 3:04am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/16 "2018-07-03T03:04:01Z")
The referral code is entered at the end of the whole registration process. That means after uploading your passport picture and signing.
Just wanted to leave that here, in case anyone else thinks they missed some place to enter the code.
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### Author:  [@Thaek](https://forum.mustachianpost.com/u/Thaek)
#### Post date: [July 3, 2018, 11:29am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/17 "2018-07-03T11:29:44Z")
Code used thanks, will post new one bellow
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### Author:  [@M-Breezy](https://forum.mustachianpost.com/u/M-Breezy)
#### Post date: [July 3, 2018, 8:33pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/18 "2018-07-03T20:33:34Z")
Used it, thanks for that! I’ll put mine up when I get money in the account.
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### Author:  [@Joey](https://forum.mustachianpost.com/u/Joey)
#### Post date: [July 4, 2018, 8:48am UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/19 "2018-07-04T08:48:00Z")
\*code used so I removed it
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### Author:  [@Thaek](https://forum.mustachianpost.com/u/Thaek)
#### Post date: [July 4, 2018, 12:18pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/20 "2018-07-04T12:18:07Z")
Another referral code if anyone still needs one: **u694R7 (unused as of 10.08.18)**
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### Author:  [@MadMax](https://forum.mustachianpost.com/u/MadMax)
#### Post date: [July 7, 2018, 2:51pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/21 "2018-07-07T14:51:15Z")
Hi guys, long time reader first time poster. Does anybody have two referral codes available (one for Mrs. Max) or please confirm if the ones mentioned above are still available? I read that the code is to be entered at the end of the registration process and just would like to make sure that the ones mentioned here are still ok to use or get new ones. Thank you
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### Author:  [@vsmt](https://forum.mustachianpost.com/u/vsmt)
#### Post date: [July 7, 2018, 2:54pm UTC](https://forum.mustachianpost.com/t/viac-third-pillar-referrals/920/22 "2018-07-07T14:54:29Z")
Here you go. Both valid:
1. i8f94O
2. h4BRtv
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