# Vested benefit account vs. stock account

**URL:** https://forum.mustachianpost.com/t/vested-benefit-account-vs-stock-account/14483
**Category:** Banks, Insurances & Third Pillar
**Created:** [November 4, 2024, 5:15pm UTC](https://forum.mustachianpost.com/t/vested-benefit-account-vs-stock-account/14483 "2024-11-04T17:15:13Z")
**Posts on this page:** 1
**Showing post:** 5

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### Author: ![Dr.PI](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dr.pi/32/5299_2.png) [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)
#### Post date: [November 4, 2024, 6:01pm UTC](https://forum.mustachianpost.com/t/vested-benefit-account-vs-stock-account/14483/5 "2024-11-04T18:01:01Z")

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> [@Is it worth backfilling my first and second pillars?](https://forum.mustachianpost.com/t/is-it-worth-backfilling-my-first-and-second-pillars/14192/38):
>
> in the first 5 years after moving from abroad to Switzerland the purchases are limited to 20% of the insured salary per year

Can change the outcome again if you can pay 20% of insured **yearly** salary even if you work part of the year. But probably it is prorated and you can’t.

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