# Using margin loan at Interactive Brokers

**URL:** <https://forum.mustachianpost.com/t/using-margin-loan-at-interactive-brokers/3980>\
**Category:** Investing / Brokers\
**Created:** [June 5, 2020, 4:05pm UTC](https://forum.mustachianpost.com/t/using-margin-loan-at-interactive-brokers/3980 "2020-06-05T16:05:09Z")\
**Posts on this page:** 1\
**Showing post:** 215

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**Author:** ![Dr.PI](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dr.pi/32/5299_2.png) [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)\
**Post date:** [November 15, 2022, 11:10am UTC](https://forum.mustachianpost.com/t/using-margin-loan-at-interactive-brokers/3980/215 "2022-11-15T11:10:14Z")

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Too many different related threads, sorry.

> [@Help with margin-account on IB](https://forum.mustachianpost.com/t/help-with-margin-account-on-ib/2130/22):
>
> Hi there Anyone also received the following message from IBKR? What is this all about? Thanks and cheers, P.

> [@Giff](#):
>
> What if had borrowed against that fund and had only one week to pay back ALL of the loan?

This is rather a technical issue. IB decided that the fund you own is not traded enough and is not liquid enough under the ticket (exchange/currency) you have bought it. You can of course sell your position, convert the currency and buy it as the most traded ticker version. I don’t know if it is possible to ask IB to convert your position from one ticker to another, as it is a technical issue after all.

> [@Giff](#):
>
> which ones will I be borrowing against if I take a “small” loan (up to 20% of the total portfolio)?

Against all of them. As long as your net equity (stocks value minus debt) is higher than the margin requirements (typically 50% for regT margin), you are fine.

On the other hand, if your margin requirements are not fulfilled, IB seems to sell positions rather randomly.

And 20% is not small, I would limit to 10% if you don’t have experience and not sure how it works.

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