US-ETFs (VT for instance) not available anymore in Switzerland?

Maybe degiro will change their mind, difficult to say. But re VT alternatives: The cheapest I’m aware of is VWRL and I did a TER + L1WT comparison here with the outcome that VWRL is ca 0.3% more expensive currently (changes every year):

        TER     L1WT     TER+L1WT(assuming 2.3% div)
 VT    0.10%    5.53%    0.23%
 VWRL  0.25%   12.43%    0.54%

So it’s a choice between pest and cholera

  • pest: VT - cheap but you have the estate tax problem
  • cholera: VWRL - expensive but no estate tax problem

Mind you that this L1WT is only so dramatically cheaper for US stocks. So really this dilemma could be limited to VTI/VOO vs VUSA (requires splitting VT though). As for other regions like europe and asiapac L1WT of US vs IE funds is similar, there the difference is “only” the TER :slight_smile:

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