US-ETFs (VT for instance) not available anymore in Switzerland?

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@San_Francisco

@Cortana

This impact is massive.

It‘s not.

Yes, VT may be slightly more tax- and cost-efficient than the Irish equivalent, but we are talking fractions of a percent here. Maybe one percent every five years? That‘s not the end of the world.

You lose more due to market timing every time you’re investing your yearly bonus as a lump sum.

I agree that it is not the end of the world but I disagree with what you write.

→ investing your bonus in one lump sum on the day that you receive it is not market timing.
→ investing a lump sum beat DCA about 2/3 of the time