# The smarter choice: Mietkautionsinsurance (rental guarantee) or Mietkautionsdepot (security deposit)?

**URL:** <https://forum.mustachianpost.com/t/the-smarter-choice-mietkautionsinsurance-rental-guarantee-or-mietkautionsdepot-security-deposit/9337>\
**Category:** Banks, Insurances & Third Pillar\
**Created:** [November 26, 2022, 9:14am UTC](https://forum.mustachianpost.com/t/the-smarter-choice-mietkautionsinsurance-rental-guarantee-or-mietkautionsdepot-security-deposit/9337 "2022-11-26T09:14:19Z")\
**Posts on this page:** 1\
**Showing post:** 23

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**Author:** ![Dr.PI](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dr.pi/32/5299_2.png) [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)\
**Post date:** [November 26, 2022, 5:32pm UTC](https://forum.mustachianpost.com/t/the-smarter-choice-mietkautionsinsurance-rental-guarantee-or-mietkautionsdepot-security-deposit/9337/23 "2022-11-26T17:32:03Z")

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> [@Using margin loan at Interactive Brokers](https://forum.mustachianpost.com/t/using-margin-loan-at-interactive-brokers/3980/218):
>
> @Giff @Dr.PI maybe it works like this? [image] The USD is the loan. The equity (green) has to stay above the initial margin (red), which is calculated as a sum of (current value \* initial margin %) of all positions. Anybody here to confirm/correct this?

It’s a long story, you better start at the end 🙄

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