# The Pillar 3a Tutorial

**URL:** <https://forum.mustachianpost.com/t/the-pillar-3a-tutorial/46>\
**Category:** Wiki\
**Created:** [October 20, 2016, 10:09pm UTC](https://forum.mustachianpost.com/t/the-pillar-3a-tutorial/46 "2016-10-20T22:09:33Z")\
**Posts on this page:** 1\
**Showing post:** 93

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**Author:** ![nugget](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/nugget/32/57_2.png) [@nugget](https://forum.mustachianpost.com/u/nugget)\
**Post date:** [April 23, 2018, 12:44pm UTC](https://forum.mustachianpost.com/t/the-pillar-3a-tutorial/46/93 "2018-04-23T12:44:43Z")

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thanks Grog for being persistent, you might have contributed to me changing my attitude.  
going back to my not that [outdated calculator](https://drive.google.com/uc?export=download&id=0B7SDDmlxIX1eeGt4S2NPSEN6c0U) from the opening post (the one for a single year’s investment)  
i find a more than 10% advantage for 3a. this includes taxed dividends, Kapitalauszugssteuer. the wealth tax might not kick in in this simulation.  
parameters & assumptions in the image:

 ![grafik](https://forum.mustachianpost.com/uploads/default/original/2X/e/ef761e9d747ded957eb81dc693aa71502c90d414.png)

hm… 🤨🧐🤫  
i might get back into this. 10% would be clearly above what i would require for this illiquid investment

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