# Swiss life hacks list **URL:** \ **Category:** Life Hacking\ **Created:** [October 24, 2016, 11:53am UTC](https://forum.mustachianpost.com/t/swiss-life-hacks-list/51 "2016-10-24T11:53:19Z")\ **Posts on this page:** 1\ **Showing post:** 8
**Author:** ![MrRIP](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/mrrip/32/26_2.png) [@MrRIP](https://forum.mustachianpost.com/u/MrRIP)\ **Post date:** [October 26, 2016, 9:00pm UTC](https://forum.mustachianpost.com/t/swiss-life-hacks-list/51/8 "2016-10-26T21:00:24Z")
Whaaaaaat? transportation costs above the GA? Wow, you travel a lot. So why mentioning that you go by bike in Zurich? Cumulus: I have a cumulus fidelity card, not credit card (but I plan to have a credit card too, it’s the only one in Switzerland with no yearly costs). With the fidelitycard, on every purchase you do you get by default 1% back in terms of “points”. Once you have 500 points (500 CHF spent), you get 5 CHF discount. But… every month or two you get coupons at home. Some of them have cumulus points multipliers. You usually get a 5x every 2 weeks. plus a lot of 2x here and there. A 5x is essentially 5% back in cash. Sometimes you get 10x on M-Electronics or other multipliers for other Migros shops like ExLibris, Micasa, AlNatura. If you don’t shop there regularly it’s not worth. --- _[View the full topic](https://forum.mustachianpost.com/t/swiss-life-hacks-list/51)._