A couple of things:
-
Cablecom is never only the price you see in internet. Usually when you pay rent on the extra fee there is a “telecommunication” fee. this is a basic cablecom subscription of 30 chf per month hidden in the extra charge of your rent. I was lucky enough that my “Verwaltung/Regie” decided to go for transparency and had cablecom send me the bill directly instead of hidden! And I was paying 59+31.5 per month instead of 59!
http://www.scal.ch/2016/frais-caches-sunrise-part-en-guerre-contre-upc-cablecom/ -
another thing regarding health insurance: comparis.ch and bonus.ch are known to hidden certain results from their search and to receive commission from the casse maladie/krankenkassen. Please be sure to use the official tool of the government which is really well done:
http://www.priminfo.ch -
Billag: I know I listen to a lot of radio (mostly RadioSwissPop, RadioSwissJazz, Radio SwissClassics) and the fact to have a radio without people talking and with me that I don’t have to make any decision on what to listen is very liberating
I see my 480 chf p y of billar as contribution to those radio + the 4/5 programs about political initiative that I watch every year 
a little expensive but I don’t have spotify to compensate