Hey Mr. RIP,
nice collection!
@health insurance: i currently pay ~240 for a flexcare model in zurich. according to comparis.ch, the lowest price is with Assure, CHF 235. personal reasons make me not swich 
@transportation: within Zurich i can go 100% with my roadbike around the year. This takes me on pair of rain pants. so technically i could go downt to ~CHF 300/y. However I kept record for the last year on how much I would have spend on public transport, and with halbtax it would have been just above the cost of a GA, so i stick with it^^
@Cumulus: if you can spare the time, could you give some numbers on how much that saves you? It might be interesting for me since i live in a 6 person household and we dont do that as of yet… I am very interested! see the other thread 