Hi, I’ve some EUR to invest (and will have some more as soon as some bonds I’m currently invested into expire).
I’d like to keep them in EUR (in order to differentiate currencies) and put them into one stocks ETF for the long term (FI target).
Had a look at JustETF and didn’t find many interesting ETFs in EUR (most are in USD, currency in which I’m already investing and will keep on doing…).
I have these EURs since summer 2012 (when exchange rate with CHF and USD was about 15% higher than now, thus I’d prefer to keep the currency, in order to avoid the loss and maintain some currency differentiation).
So far, I’ve found these options:
ACC
- iShares MSCI EMU Small Cap UCITS ETF (IE00B3VWMM18)
- iShares MDAX UCITS ETF (DE) (DE0005933923)
DIST
- SPDR S&P Euro Dividend Aristocrats UCITS ETF (IE00B5M1WJ87)
- iShares EURO STOXX Mid UCITS ETF (IE00B02KXL92)
I’m not sure about MDAX; it seems to have good returns but it’s Germany based -> withholding tax from Germany which then I’ll have to try to recover during tax declaration ? Some additional hassle I’d rather avoid…
Do you have advice (on these or other ETFs in EUR) ? Or better to take the hit converting the currency and then invest in the well known ETFs (MSCI World etc ?).