Dataset 5: estimated total yearly cost of investing in various world market segments via different investment vehicles.
3a investing via CSIF Index Funds does not take into account tax savings when you pay taxes in and taxes paid when you take 3a money out. However considering how different these tax rates are, one probably benefits additionally from 3a investing. Wealth tax is also not accounted for, but it should additionally increase advantage of 3a investing.
With 20% marginal tax rate:
With 30% marginal tax rate:
With 40% marginal tax rate: 3a investing has lowest costs!
