Smile free e-shopping insurance

Anyone tried the free Smile e-shopping insurance? It seems OK, they pay up to 300chf per year, but I’m not sure if it’s worth it to give them all my info for an insurance

I’m not sure what exactly they cover. Like if I buy from a scammer shop?

I have it, as I have personal liability insurance from Smile Direct, and they offer e-shopping insurance on a complimentary basis if you install their app. I have not claimed on it yet, but can give feedback if/when I do.

It covers up to 300 francs towards the cost or returning or replacing items if they are damaged in transit. Online stores which use third-party parcel services generally do not accept liability for transportation damages or loss. That’s why most Swiss online stores offer transportation insurance for a tidy markup. So as a Smile Direct customer, you get this insurance at no extra cost if you download the app.