# Share your net worth progression **URL:** https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798 **Category:** Investing / Portfolios **Created:** [November 29, 2020, 3:07pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798 "2020-11-29T15:07:54Z") **Posts on this page:** 20 **Page:** 46
### Author: ![Giff](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/giff/32/3256_2.png) [@Giff](https://forum.mustachianpost.com/u/Giff) #### Post date: [December 21, 2024, 2:07pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/982 "2024-12-21T14:07:39Z")
> [@Capeswiss](#): > > It looks like you made the right choices. The right choice for someone else likely are not the right ones for you. ---
### Author: ![WorkInProgress](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/w/f04885/32.png) [@WorkInProgress](https://forum.mustachianpost.com/u/WorkInProgress) #### Post date: [December 24, 2024, 10:27am UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/983 "2024-12-24T10:27:56Z")
It was a decent year with an overall growth of 22%. Networth breakdown: 65% in equities, 15% in cash, 20% in pillar 2 Highlights: Crossed 1M milestone (including pillar 2). Not so good: 1. Had the lowest savings rate in the past 15 years. This was largely due to a much larger tax bill than usual. 2. My goal was to invest 100k in the market, but only managed to do 80k due to illogical human psychology related to high valuations. ![image](https://forum.mustachianpost.com/uploads/default/original/2X/4/452848b5e46e1a5d68a1b733202d5ef03445ba79.png) Predicted net worth is an estimate of my net worth at the end of the year if I sold all equities at the start of the year and only saved in cash. ---
### Author: ![Yanikuza](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/yanikuza/32/4455_2.png) [@Yanikuza](https://forum.mustachianpost.com/u/Yanikuza) #### Post date: [December 24, 2024, 3:06pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/984 "2024-12-24T15:06:07Z")
Congratulations on the 1M milestones šŸ„³ Investing 80k is still a big chunk! Of course, it will depends on a lot of factors like your salary, but it is still a big number if you compare yourself against the majority of the Swiss resident and or friends and collegues who live salary from salary šŸ™‚ ---
### Author: ![NagathorCH](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/n/3ab097/32.png) [@NagathorCH](https://forum.mustachianpost.com/u/NagathorCH) #### Post date: [December 25, 2024, 9:42am UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/985 "2024-12-25T09:42:55Z")
> [@dbu](#): > > > [@dbu](#): > > > > YoY: ~27% / 107k > > ### Zooming out > > Best year so far. šŸ™‚ > > ![image](https://forum.mustachianpost.com/uploads/default/original/2X/7/754a6740342958731cb0aeb09ec59fd59103cf41.png) > > ![image](https://forum.mustachianpost.com/uploads/default/original/2X/1/10c9cd4ee763250bd16babd69c4e93a09f7d051b.png) First of all, congratulations to the amazing performance. As illustrated, Numbers are pilling up nicely and I hope it continues like this in 2025. I would like to kindly ask which program you use to have this kind of presentation? Are you using exporting it from a broker or have you customized your own? Thank you very much in advance! Merry Christmas and a Happy New Year to everyone! ---
### Author: ![dbu](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dbu/32/1552_2.png) [@dbu](https://forum.mustachianpost.com/u/dbu) #### Post date: [December 25, 2024, 10:03am UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/986 "2024-12-25T10:03:40Z")
Thanks! > [@NagathorCH](#): > > I would like to kindly ask which program you use to have this kind of presentation? Are you using exporting it from a broker or have you customized your own? Itā€™s just a set of custom charts in Google Sheets, built on top of tables I used for tracking the past 5 or so years. If there is interest, I could create a template out of it and share here. ---
### Author: ![tokzoo](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/t/90ced4/32.png) [@tokzoo](https://forum.mustachianpost.com/u/tokzoo) #### Post date: [December 26, 2024, 4:27pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/987 "2024-12-26T16:27:32Z")
Just checked on the ā€œtime weighted rate of returnā€ on my ibkr ETF portfolioā€¦ 18.5% year-to-date šŸ˜³ monster year ---
### Author: ![goozrh](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/g/4491bb/32.png) [@goozrh](https://forum.mustachianpost.com/u/goozrh) #### Post date: [December 28, 2024, 5:56pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/989 "2024-12-28T17:56:24Z")
![image](https://forum.mustachianpost.com/uploads/default/original/2X/a/a428a59af78627329c332edff2b50e0f7219f629.png) ---
### Author: ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max) #### Post date: [December 29, 2024, 10:16am UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/990 "2024-12-29T10:16:36Z")
Very impressive May I ask how much of this growth driven by market vs addition of new capital? [quote=ā€œgoozrh, post:989, topic:4798, full:trueā€] ![image](https://forum.mustachianpost.com/uploads/default/original/2X/a/a428a59af78627329c332edff2b50e0f7219f629.png) [/quote] ---
### Author: ![Moustachienne](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/moustachienne/32/12347_2.png) [@Moustachienne](https://forum.mustachianpost.com/u/Moustachienne) #### Post date: [December 29, 2024, 1:45pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/991 "2024-12-29T13:45:25Z")
What do you count as fixed income? ---
### Author: ![goozrh](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/g/4491bb/32.png) [@goozrh](https://forum.mustachianpost.com/u/goozrh) #### Post date: [December 29, 2024, 3:51pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/992 "2024-12-29T15:51:02Z")
I didnā€™t calculate and it is not simple either. Most of the growth came from existing RSUs and more RSUs being granted/vested from my employer (Name should be easy to guess from my username and also stock doubled in last two years). ---
### Author: ![goozrh](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/g/4491bb/32.png) [@goozrh](https://forum.mustachianpost.com/u/goozrh) #### Post date: [December 29, 2024, 3:51pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/993 "2024-12-29T15:51:34Z")
Pillar 2 and Saving Accountā€™s Cash. ---
### Author: ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max) #### Post date: [December 29, 2024, 4:19pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/994 "2024-12-29T16:19:31Z")
Thatā€™s what I thought because the increase from about 1 to 4 million is quite fast . That could only be possible with concentrated stock positions or significant capital infusions ---
### Author: ![anon17469660](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/a/13edae/32.png) [@anon17469660](https://forum.mustachianpost.com/u/anon17469660) #### Post date: [December 29, 2024, 4:40pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/995 "2024-12-29T16:40:30Z")
> [@goozrh](#): > > Most of the growth came from existing RSUs and more RSUs being granted/vested from my employer (Name should be easy to guess from my username and also stock doubled in last two years). Ah, that sounds like a concentrated portfolio ā€¦ ---
### Author: ![nabalzbhf](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/nabalzbhf/32/3277_2.png) [@nabalzbhf](https://forum.mustachianpost.com/u/nabalzbhf) #### Post date: [December 29, 2024, 4:43pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/996 "2024-12-29T16:43:12Z")
Retrospectively itā€™s good I guess (I would never recommend this though, youā€™re already exposed to ~2y of stock movement on the RSUs given the 4y vesting, having significant net worth in addition to that is a huge gamble). ---
### Author: ![Giff](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/giff/32/3256_2.png) [@Giff](https://forum.mustachianpost.com/u/Giff) #### Post date: [December 29, 2024, 6:29pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/997 "2024-12-29T18:29:43Z")
So you count unvested stocks? ---
### Author: ![goozrh](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/g/4491bb/32.png) [@goozrh](https://forum.mustachianpost.com/u/goozrh) #### Post date: [December 29, 2024, 7:32pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/998 "2024-12-29T19:32:01Z")
no, only vested. ---
### Author: ![goozrh](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/g/4491bb/32.png) [@goozrh](https://forum.mustachianpost.com/u/goozrh) #### Post date: [December 29, 2024, 7:38pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/1000 "2024-12-29T19:38:30Z")
You can say so. RSU is 25% but my other stocks also did well last year ![image](https://forum.mustachianpost.com/uploads/default/original/2X/7/77786a691a71336994c37fb7544c6edd75e0db7f.png) ---
### Author: ![anon17469660](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/a/13edae/32.png) [@anon17469660](https://forum.mustachianpost.com/u/anon17469660) #### Post date: [December 29, 2024, 8:12pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/1001 "2024-12-29T20:12:59Z")
Congrats! I was once similarly lucky and only due to my ignorance did not diversify forever. The irony: had I not started diversifying just around when you started accumulating, Iā€™d now be well into 10 figures. šŸ™‚ Ah, well. _HƤtte hƤtte, Fahrradkette_, as they say in German. As always, hindsight is 20/20. Sometimes, ignorance is bliss. Most of the time, it probably is not. Good luck with picking a strategy going forward! ---
### Author: ![larix.aurea](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/larix.aurea/32/15114_2.png) [@larix.aurea](https://forum.mustachianpost.com/u/larix.aurea) #### Post date: [December 29, 2024, 8:25pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/1002 "2024-12-29T20:25:05Z")
> [@anon17469660](#): > > Iā€™d now be well into 10 figures. šŸ™‚ 10 figures like in billions? This would have made you the richest member of this forum šŸ˜‰ ---
### Author: ![anon17469660](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/a/13edae/32.png) [@anon17469660](https://forum.mustachianpost.com/u/anon17469660) #### Post date: [December 29, 2024, 8:31pm UTC](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798/1003 "2024-12-29T20:31:03Z")
Trillions, obviously. And I would like to correct my claim to well into _8_ figures. Chalk it down to a glass too much of Sunday dinner wine. (10 figures still sounds very nice, though ā€¦) [Previous page](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798.md?page=45) [Next page](https://forum.mustachianpost.com/t/share-your-net-worth-progression/4798.md?page=47)