# Seeking advises about Pillar 3a and b

**URL:** https://forum.mustachianpost.com/t/seeking-advises-about-pillar-3a-and-b/15152
**Category:** Banks, Insurances & Third Pillar
**Created:** [January 10, 2025, 10:48am UTC](https://forum.mustachianpost.com/t/seeking-advises-about-pillar-3a-and-b/15152 "2025-01-10T10:48:31Z")
**Posts on this page:** 1
**Showing post:** 56

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### Author: ![gaijin](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/gaijin/32/13983_2.png) [@gaijin](https://forum.mustachianpost.com/u/gaijin)
#### Post date: [January 31, 2026, 9:47pm UTC](https://forum.mustachianpost.com/t/seeking-advises-about-pillar-3a-and-b/15152/56 "2026-01-31T21:47:48Z")

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@Abar4 To follow up on this discussion:

> [@Pants down: yearly spending!](https://forum.mustachianpost.com/t/pants-down-yearly-spending/1249/465):
>
> Oh I didnt think of pausing it, I think I have some penalties if I do so. I put around 26k and so far and they told me it’s worth around 10k or so. I wanted to wait until I can at least get my money back even if it’s a poor return. I need to study the question better before taking a decision.

As mentioned in this thread, there is a strong recommendation to close it and eat the losses.

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