# Renting an appartment in ZH
**URL:** https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798
**Category:** Investing / Others
**Created:** [February 27, 2021, 10:12pm UTC](https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798 "2021-02-27T22:12:19Z")
**Posts on this page:** 7
**Page:** 2
### Author:  [@MrCheese](https://forum.mustachianpost.com/u/MrCheese)
#### Post date: [September 6, 2024, 8:55am UTC](https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798/22 "2024-09-06T08:55:13Z")
E.g if you have a mortgage of 1M CHF, then the rental income should be at least 50’000 CHF/year
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### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [September 6, 2024, 9:13am UTC](https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798/23 "2024-09-06T09:13:28Z")
Are we talking about general situation?
I don’t really know any apartment in Zurich city which would be 1 million mortgage and 50K rent.
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### Author:  [@Giff](https://forum.mustachianpost.com/u/Giff)
#### Post date: [September 6, 2024, 9:22am UTC](https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798/24 "2024-09-06T09:22:09Z")
You mean most places that yield 50k cost more than 1M? I guess it’s a matter of having a smaller mortgage and more equity then.
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### Author:  [@MrCheese](https://forum.mustachianpost.com/u/MrCheese)
#### Post date: [September 6, 2024, 9:29am UTC](https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798/25 "2024-09-06T09:29:00Z")
It’s afaik how the bank is calculating, for rental properties you’d only get up to 65% of the property price, that’s your mortgage and the rental income needs to cover that at 5% interest.
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### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [September 6, 2024, 9:39am UTC](https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798/26 "2024-09-06T09:39:08Z")
Yes. I was under impression that assumption here is that mortgage is 80% of asset value at time of purchase which means 1 million mortgage translating to 1.25 Million asset price
Gross yields in Zurich city are below 3% for sure. In most cases they are like 2%
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### Author:  [@Giff](https://forum.mustachianpost.com/u/Giff)
#### Post date: [September 6, 2024, 10:31am UTC](https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798/27 "2024-09-06T10:31:42Z")
It’s normally 75% (but a few banks offer 80).
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### Author:  [@Giff](https://forum.mustachianpost.com/u/Giff)
#### Post date: [September 6, 2024, 10:32am UTC](https://forum.mustachianpost.com/t/renting-an-appartment-in-zh/5798/28 "2024-09-06T10:32:56Z")
No assumption on the mortgage percentage, but yes it’s probably hard to get 5% from a 1.25M property.
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