# Radicant - a new neo-bank & wealth management app **URL:** \ **Category:** Investing / Brokers\ **Created:** [August 22, 2023, 7:50am UTC](https://forum.mustachianpost.com/t/radicant-a-new-neo-bank-wealth-management-app/10779 "2023-08-22T07:50:54Z")\ **Posts on this page:** 1\ **Showing post:** 20
**Author:** ![rolandinho](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/rolandinho/32/423_2.png) [@rolandinho](https://forum.mustachianpost.com/u/rolandinho)\ **Post date:** [January 9, 2024, 8:03pm UTC](https://forum.mustachianpost.com/t/radicant-a-new-neo-bank-wealth-management-app/10779/20 "2024-01-09T20:03:11Z")
> [@skyw4lker](#): > > What about interest payment? Is it yearly? > > I didnt consider opening an account because I gave a relatively high probability of them introducing fees by mid year and then the interest would only be paid out once the year is completed. I didn’t find this in the documents, but I’m pretty sure any time in the year, at the time of closing (Saldierung), you get the interest for the part of the year credited and paid out. 99% of bank accounts pay the interest at EOY, and all the ones I’ve ever closed give you the interest for part of a year. Anyhow, I have opened a Radicant account in the meantime/last week, and onboarding was similar to wiLLBe. I had problems with the ID process in the afternoon (crashed/froze multiple times), but in the evening worked “first time”. The “product” does what it needs to. I suppose wiLLBe-Radicant comparison will often be about interest and fees (where they are very similar), but it is fair to note that Radicant offers a bit more features (virtual debit card, e-Bill, attractive interest above 50k too). --- _[View the full topic](https://forum.mustachianpost.com/t/radicant-a-new-neo-bank-wealth-management-app/10779)._