Below the annual results since Q4/2022.
| P1 | P2 | P3 | |
|---|---|---|---|
| CAGR | 5.57% | 9.65% | 14.22% |
| Dividends | 0.96% | 1.52% | 0.63% |
| Price growth | 1.93% | 5.41% | 5.86% |
| Qty growth (ex inflows) | 3.61% | 3.86 % | 3.10% |
| Outperformance (ex divs+inflows) | 2.64% | 2.34% | 2.47% |
Over the past year I’ve experimented with adding CHF 1 weekly (in Q4/22) and later CHF 1 monthly (from Q1/23) to the first two portfolios, and ~1/52th of the full 3a contribution limit to the third portfolio.
You’ll be able to find the quarterly updates further up this thread, and I’ve long since noticed that the outperformance attributable to rebalancing (see table above, last row) is highly beneficial. The numbers are in line with research on the topic (also in this thread).
I conclude that if you’re using VIAC and only contribute to one portfolio at present, it’s a good idea to set up a monthly transfer of CHF 1,00 to the others.