# Present and Future of Bitcoin \[2026\]

**URL:** https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757
**Category:** Investing / Cryptocurrencies
**Created:** [December 5, 2024, 5:13am UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757 "2024-12-05T05:13:29Z")
**Posts on this page:** 20
**Page:** 16

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### Author: ![dabeda](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/d/ccd318/32.png) [@dabeda](https://forum.mustachianpost.com/u/dabeda)
#### Post date: [May 26, 2025, 6:29pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/308 "2025-05-26T18:29:23Z")

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Are you paying a fixed bitcoin amount or a CHF amount converted to the bitcoin equivalent every month?

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### Author: ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [May 26, 2025, 6:40pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/309 "2025-05-26T18:40:33Z")

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Sorry I didn’t realise that saving was use case. If you put money in anything it becomes a „saving“. Why would you call it a use case?

But okay. Guess it is.  
Thanks

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### Author: ![nathanael](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/nathanael/32/18938_2.png) [@nathanael](https://forum.mustachianpost.com/u/nathanael)
#### Post date: [May 26, 2025, 6:50pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/310 "2025-05-26T18:50:42Z")

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The second case on a fixed day in the month.

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### Author: ![markus654](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/markus654/32/14844_2.png) [@markus654](https://forum.mustachianpost.com/u/markus654)
#### Post date: [May 26, 2025, 7:13pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/311 "2025-05-26T19:13:21Z")

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Back in the day, you could pay with Bitcoin on Galaxus, but those times are gone. And once, in Zurich, I even bought a beer with Bitcoin. And there were those credit cards from Singapore or Canada that let you pay in fiat currency but had to be topped up with Bitcoin. With each payment, Bitcoin was immediately converted into fiat at the current exchange rate. I’m sure all of that still exists, but in the mainstream, or at least in my bubble, nobody talks about it anymore.

Probably just not that exciting anymore? And somehow there is no reason for this, as the salary is already paid in CHF. In my view, the only use case for the mass, at least in Europe, is Bitcoin as an investment. No idea whether this is good or bad… but investment is also a use case.

And as long as there are buyers, it works.

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### Author: ![mtob](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/m/b19c9b/32.png) [@mtob](https://forum.mustachianpost.com/u/mtob)
#### Post date: [May 26, 2025, 7:43pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/312 "2025-05-26T19:43:14Z")

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I’ve been working on a hobby project to experiment with Vibe coding and have started building a website called **[https://fairvalue.cc](https://fairvalue.cc/)**. The aim is to create a free version of the Giovanni Santostasi power law graph, as described in his [Reddit post](https://www.reddit.com/r/Bitcoin/comments/18z04kp/15_years_of_btc_power_law/), similar to his [Adaptive Power Law Indicator](https://bitposeidon.com/power-law-indicators).

Please note that the project is still a work in progress—the math model can still be improved.

I’d really appreciate any feedback, suggestions, or ideas for improvement!

If this post doesn’t fit the thread, feel free to move or delete it as needed.

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### Author: ![dabeda](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/d/ccd318/32.png) [@dabeda](https://forum.mustachianpost.com/u/dabeda)
#### Post date: [May 26, 2025, 7:45pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/313 "2025-05-26T19:45:43Z")

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What I imagined, but then not something really interesting for me. I get my salary in CHF, pay rent in CHF, no real use of converting to BTC for the few days where the money is on my account.

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### Author: ![dabeda](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/d/ccd318/32.png) [@dabeda](https://forum.mustachianpost.com/u/dabeda)
#### Post date: [May 26, 2025, 7:52pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/314 "2025-05-26T19:52:26Z")

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To me, it feels like using bitcoin as a payment network, but still CHF as a currency.

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### Author: ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [May 26, 2025, 7:54pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/315 "2025-05-26T19:54:57Z")

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I guess it’s a two step process rather than one step process

Normal scenario  
Earn in CHF - pay rent in CHF

BTC scenario  
Earn in CHF - buy BTC - pay rent in BTC - landlord converts into CHF

Most likely the second scenario assumes that keeping liquid money in BTC (for tenant) increases the overall purchasing power due to appreciation and hence these transactional costs are worth it.

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### Author: ![dabeda](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/d/ccd318/32.png) [@dabeda](https://forum.mustachianpost.com/u/dabeda)
#### Post date: [May 26, 2025, 8:00pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/316 "2025-05-26T20:00:51Z")

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If you want to play with exchange rates (because you have a feeling btc will go up compared to chf), there are better instruments with less transactions than changing how you pay rent (like borrowing CHF to buy BTC).

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### Author: ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [May 26, 2025, 8:18pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/317 "2025-05-26T20:18:40Z")

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I understand. I don’t use BTC to pay rent 🙂  
I was just trying to think about what could be the rationale

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### Author: ![stojano](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/stojano/32/4182_2.png) [@stojano](https://forum.mustachianpost.com/u/stojano)
#### Post date: [May 27, 2025, 5:12pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/318 "2025-05-27T17:12:24Z")

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Lol. Still the same discussions. I leave it with Satoshi (July 2010):  
“If you don’t believe me or don’t get it, I don’t have time to try to convince you, sorry.”

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### Author: ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [May 27, 2025, 5:57pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/319 "2025-05-27T17:57:44Z")

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Wished Satoshi followers heeded to his advise. Millions of YouTube channels trying to „convince“ everyone everyday 🙂

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### Author: ![FrankenStache](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/frankenstache/32/14153_2.png) [@FrankenStache](https://forum.mustachianpost.com/u/FrankenStache)
#### Post date: [May 27, 2025, 8:13pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/320 "2025-05-27T20:13:03Z")

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> [@almi](#):
>
> Who takes over the noble duty in reminding people about how to handle crypto, when BTC is **\<-10%** of ATH next time?

> [@Present and Future of Bitcoin \[2025\]](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2025/14757/173):
>
> Added some @ 79,600 USD

A lot of us posted we were adding sub 80K back in Late Feb… no need to toot a horn… you buy it at whatever price you like 🙂 — there is no real need to wait for a -10% drawdown… because it might be a -50% drawdown or it might be up +30% from here. nobody knows.

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### Author: ![almi](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/almi/32/13414_2.png) [@almi](https://forum.mustachianpost.com/u/almi)
#### Post date: [May 27, 2025, 9:41pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/321 "2025-05-27T21:41:14Z")

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Nobody knows. But what I know for sure is that buying randomly beats buying only at ATH.

But I see that I likely missed those posts in February, glad you took over the noble duty back then! 👍

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### Author: ![dbu](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dbu/32/1552_2.png) [@dbu](https://forum.mustachianpost.com/u/dbu)
#### Post date: [May 28, 2025, 6:20am UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/322 "2025-05-28T06:20:37Z")

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Me in my tiny group of investment degens 😁

> **[Margin Call Memes on Instagram: "If you ever feel dumb, just remember someone...](https://www.instagram.com/reel/DKAHtRIqlB6/)**
>
> 82K likes, 317 comments - margincallmemes on May 23, 2025: "If you ever feel dumb, just remember someone bought the top of $LUNA with 100x leverage:
> Follow @margincallmemes and comment “YES” if you've personally funded someone else’s exit liquidity".

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### Author: ![stojano](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/stojano/32/4182_2.png) [@stojano](https://forum.mustachianpost.com/u/stojano)
#### Post date: [May 28, 2025, 11:48am UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/324 "2025-05-28T11:48:50Z")

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There is a solution for that.

 ![Screenshot_2025-05-28-13-46-31-73_3aea4af51f236e4932235fdada7d1643](https://forum.mustachianpost.com/uploads/default/original/3X/c/6/c6f0dfe554fc6a4130e16132598848757ffc24ab.jpeg)

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### Author: ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [May 28, 2025, 1:23pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/325 "2025-05-28T13:23:47Z")

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I think Switzerland should leverage learnings from India where home grown UPI completely dominates the digital payments market (71% volume share) & Rupay card (using UPI network) is rapidly growing market share vs Visa & Mastercard

Without competition, Visa & Mastercard would continue to abuse the dominance

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### Author: ![d2893d](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/d2893d/32/20382_2.png) [@d2893d](https://forum.mustachianpost.com/u/d2893d)
#### Post date: [June 11, 2025, 1:57pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/326 "2025-06-11T13:57:21Z")

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I just finished reading some of the comments from the old thread from November 2022 (~16k BTC), men what a journey it has been since then 🙂.  
My takeaway: We get Bitcoin at the price we deserve.

Now we’re up 600%, don’t be too greedy, I don’t know if the top (if there is one) is now, 150k, 200k, etc, but I know those who didn’t take profit in 2021 had big regrets afterwards. If you believe in the future of Bitcoin (like we did in november 2022), you take profit to buy MORE Bitcoin later.

For those who still don’t understand it : Dollars, Euro, CHF etc = Supply infinite. Bitcoin = supply limited.  
End of debate.

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### Author: ![Wolverine](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/wolverine/32/3315_2.png) [@Wolverine](https://forum.mustachianpost.com/u/Wolverine)
#### Post date: [June 11, 2025, 3:24pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/327 "2025-06-11T15:24:10Z")

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> [@d2893d](#):
>
> For those who still don’t understand it : Dollars, Euro, CHF etc = Supply ininite.

Sure! Which is why we don’t hold fiat currencies as an investment but as a short term mean of exchange. 😉

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### Author: ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [June 11, 2025, 9:04pm UTC](https://forum.mustachianpost.com/t/present-and-future-of-bitcoin-2026/14757/328 "2025-06-11T21:04:47Z")

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The crux of the message seems to be that people should buy anything that is finite.

No one actually buys fiat currency. Fiat currency is just a medium of paying someone. Eventually fiat gets invested in something else

Maybe you wanted to say that rather than keeping cash, one should buy a finite asset like BTC or Gold or whatever is finite. This might make sense as long as there is enough demand for something which is finite, it’s better than cash.

For argument sake, let’s say BTC is Digital form of gold. Gold has underperformed equities in most long term time periods. So let’s say it would also be the case for BTC vs Equities . Then shouldn’t one buy equities instead of BTC?

———

Some other finite things to buy -:

Firstly -: Land is surely finite and might actually deplete because of erosion over time. This has been true since creation of planet. It would only lose its utility when population will start falling down.

A [2021 study](https://www.sciencedirect.com/science/article/pii/S092134492100118X) argues that the main metal that risks being totally depleted in 100 years is copper. Six other resources are likely to be exhausted between 100 and 200 years: antimony, gold, boron, silver, bismuth, and molybdenum, while nine resources have an exhaustion period of between 200 and 1000 years: indium, chromium, zinc, nickel, tungsten, tin, rhenium, selenium, and cadmium.

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