# Postfinance Credit Card offer

**URL:** <https://forum.mustachianpost.com/t/postfinance-credit-card-offer/16351>\
**Category:** Banks, Insurances & Third Pillar\
**Created:** [May 22, 2025, 8:41am UTC](https://forum.mustachianpost.com/t/postfinance-credit-card-offer/16351 "2025-05-22T08:41:02Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![ma0](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/ma0/32/3259_2.png) [@ma0](https://forum.mustachianpost.com/u/ma0)\
**Post date:** [May 22, 2025, 8:41am UTC](https://forum.mustachianpost.com/t/postfinance-credit-card-offer/16351/1 "2025-05-22T08:41:02Z")

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Hi, has anyone seen the new offer from PF for two types of Credit cards? They offer cashback and one of them is free with some insurance as well.

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**Author:** ![prodent](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/prodent/32/7167_2.png) [@prodent](https://forum.mustachianpost.com/u/prodent)\
**Post date:** [May 22, 2025, 8:51am UTC](https://forum.mustachianpost.com/t/postfinance-credit-card-offer/16351/2 "2025-05-22T08:51:29Z")

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Lowest effort post in a while! What are you referring to exactly?

If I check their current credit card offer, there is no free credit card: [Apply for a PostFinance credit card online | PostFinance](https://www.postfinance.ch/en/private/paying-saving/debit-credit-cards/credit-cards.html)

The “CHF 0” option is only available on top of the CHF 120 p.a. SmartPlus package.  
The “CHF 50” option is only available on top of the CHF 60 p.a. Smart package.

And this gets you the most basic card. Insurances worth mentioning only come with the Gold card, for which you will need to add another CHF 50 p.a.

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**Author:** ![ma0](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/ma0/32/3259_2.png) [@ma0](https://forum.mustachianpost.com/u/ma0)\
**Post date:** [May 22, 2025, 9:20am UTC](https://forum.mustachianpost.com/t/postfinance-credit-card-offer/16351/3 "2025-05-22T09:20:54Z")

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> [@prodent](#):
>
> Lowest effort post in a while!

Thanks, I am always trying to find the limits. 🙂  
Jokes aside, I don’t know much more than that. I just got an email today and I’ve been able to gather just those info . I see you’ve fond the reasons I didn’t know that offer. It’s free as long as you pay somewhere else 🙂

A correction thouhg: you have the shopping insurance with the basic card.  
Also the cashback is 0.6% for the first year.

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**Author:** ![ChickenFat](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/c/8e8cbc/32.png) [@ChickenFat](https://forum.mustachianpost.com/u/ChickenFat)\
**Post date:** [May 23, 2025, 6:41am UTC](https://forum.mustachianpost.com/t/postfinance-credit-card-offer/16351/4 "2025-05-23T06:41:32Z")

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What’s a shopping insurance?

Sounds like a thing I don’t need but I am still curious

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**Author:** ![ma0](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/ma0/32/3259_2.png) [@ma0](https://forum.mustachianpost.com/u/ma0)\
**Post date:** [May 23, 2025, 8:10am UTC](https://forum.mustachianpost.com/t/postfinance-credit-card-offer/16351/5 "2025-05-23T08:10:27Z")

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You can find more info here:

> **[PostFinance Mastercard Value](https://www.postfinance.ch/en/private/paying-saving/debit-credit-cards/prepaid-cards.html)**
>
> With the PostFinance Mastercard® Value, you can shop online and in stores worldwide and get cashback on every purchase. Apply now.

“price matching” and “extended insurance” should be the most important parts I believe.