Paying during a travel in Canada

In case of using Revolut, the exchange rate is already very good and no fee with conditions:

  1. within monthly exchange limit of your plan
  2. weekday (additional fee in the weekend)
    therefore, only when exchange at least more than 20K CAD, maybe worth to bother transfer to/back from IBKR(it’s maybe taking time depend on how do you transfer the money to/back IBKR).

While the exchange fee at Yuh is 0.95%, in case of exchange 20K CAD, the fee is 1900 CAD.

In theory options 3 likely work, but i don’t have any experiences on Yuh.

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