I am too liquid at the moment. I should have invested more but I’m not really keen investing at current valuations, especially with Mrs. pressing harder and harder for buying a home.
I opened a neon account to park money because the threshold for negative rates was 500k but they recently cut it to 100k.
I am looking for an alternative solution, in eur or chf.
My alternatives so far are:
- Invest, take the risk (not really acceptable but I could mitigate this risk by buying real estate funds for example)
- Open another account: Where ? I thought of Zak. I don’t need any services, card… Ideally when I have use for the money I want to transfer it without headaches or fees.
- Buybacks in my french life insurances (I kind of ignored this option as I forgot about the rules and taxation of those accounts…)
What would you recommend, especially for the 2nd point (and the 3rd point if you know this segment) ?