# Not cashing out 2nd pillar

**URL:** <https://forum.mustachianpost.com/t/not-cashing-out-2nd-pillar/12223>\
**Category:** Investing / Others\
**Created:** [March 19, 2024, 9:44am UTC](https://forum.mustachianpost.com/t/not-cashing-out-2nd-pillar/12223 "2024-03-19T09:44:14Z")\
**Posts on this page:** 2\
**Page:** 2

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**Author:** ![Brndete](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/brndete/32/12723_2.png) [@Brndete](https://forum.mustachianpost.com/u/Brndete)\
**Post date:** [March 20, 2024, 3:26pm UTC](https://forum.mustachianpost.com/t/not-cashing-out-2nd-pillar/12223/24 "2024-03-20T15:26:59Z")

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The pension funds I know all had average coverage well above 100% and took long-term measures to keep it sustainable.  
I’m not sure yet whether to take the annuity or cash-out, it’s too many years ahead. For now, I’m paying in and might cash-out early if return gets less than what’s paid on a mortgage.

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**Author:** ![SwissDan](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/swissdan/32/5359_2.png) [@SwissDan](https://forum.mustachianpost.com/u/SwissDan)\
**Post date:** [March 22, 2024, 6:21pm UTC](https://forum.mustachianpost.com/t/not-cashing-out-2nd-pillar/12223/25 "2024-03-22T18:21:44Z")

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Couldn’t agree more! But unfortunately what you are describing is exactly what is happening in the 1st pillar (AHV), and even more so now that the people accepted a 13th payment. Ponzi, here we come!

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