Great content here both in blog and forum. I’ve been reading and learning a lot even if I don’t really write until now.
I opened my IB account and started making my first placements in VTI+VXUS for now. Still need to study better bonds.
Three questions arose to me:
- Diversification is king, however most of you here seem to recomend a full USD based portfolio. Wouldn’t it be best to have (at least) USD+EUR+CHF? I guess that ultimately the values owned by the fund are in foreign currency but still.
- Why you seem to always prefer ETFs over regular Mutual Funds?
- Being close to stock market highs, would it be preferable to invest more in bonds? Or are these highly valued too?
Thanks and looking forward to your answers!