Newbie question on taxes upon withdrawal

[Dr.PI]

It is a no brainer. Withdrawal taxes that you pay are much lower than tax deductions that you save. Also look at this

Splitting the world

Relative advantage (difference of total costs p.a.) of investing into different geographic segments via a tax sheltered 3a index fund (finpension/VIAC). With 20% marginal tax rate: [wht10] With 30% marginal tax rate: [wht7] With 40% marginal tax rate: [wht8]