Hello Everyone,
First time I make a post so I am going to introduce myself. I am 27 years old,I have a master degree in management (Finance-Accounting-European Business) and I work in a Bank. I 've read a couple books about financial Markets and I’m totally convinced that an investor cannot beat the market (at least a normal person, and I consider myself a normal person).
Another thing that I keep from my reading is to have a simple strategy is key to passive investing. So what I plan to do is to invest 1000CHF per month in the VWRL ETF in EUR. The reason why is I’m using Degiro as a broker so this is part from the list of free etf. First question, I saw that the currency of the etf is not very important so I can buy this ETF in chf or is it better in eur? (I think that it doesnt matter but just need a confirmation)
Moreover, I plan to invest in my 3a with VIAC, 568.- per month. The problem is that I think the global 100 Strat is not good for the diversification of your portfolio because they overweight the SMI.
What do you think of the following split :
SPI extra 34 %
SMI 3%
CSIF World Ex Ch 30 %
CSIF World ex Ch Small caps 15%
CSIF Emerging Markets 15%
What do you think about my strategy ? What can I do better or different ?
Best Regards