So the title says it all…more or less. I’d like some advice on organising my GF’s and mine accounts. At the moment I am with a bank that will soon start to charge me for my account which I want to avoid so I opened a Zak and Neon accounts. But I’d also like to open a joint account with my GF so we can share some of our finances.
My plan is the following:
- Use Zak as a primary account where I will receive my salary
- Use Neon as a secondary account if need be
- Use Migros bank as a joint account with two debit cards which both of us can use for grocery shopping and shared costs
- Use another Migros bank account for my personal savings
Does this make sense to you? I could also keep all my savings on the Zak or Neon account but I’d like to avoid that as I’d like to avoid having a card that is linked with all my savings. Makes sense as well?
Thanks in advance!