Thanks for the forum and its high information content. I learned a lot here already and finally took the leap to register.
-Chemical Engineer working in the Environmental Sector (Wastewater treatment, soon sales of chemicals used in the environmental sector)
-Have been living in France, Germany, the Netherlands, Switzerland, India and Bahrain, permit B holder in CH
-Newly wed with an Indian, no kids
-Combined gross income of about 117.6k, soon to change to 146k (change of job on my side, wife still in a rip-off, but mandatory for architects “Praktikum”.
-Starting a side business for import of textiles and Indian culture (dance/cooking class, import and sales of cashmere products at not rip-off prices) with my wife
-Currently injured rugby player
-about 120k in IBKR, 50% VTI, 50% VXUS, where I invest the full leftover every month.
-about 38k in VIAC, fully invested
-now 38k in savings account, but includes provisions for 3a (1x) and health insurance (2x). I pay it yearly. Goal is to have it at 25k (already overshot a bit this year)
Goal, becoming FI in 5-7y.
This year has been busy with the wedding, integration of my wife into Swiss culture (language classes, new life etc.), but we are getting into a more routine path now. after my jobchange soon we would be at about 70% savings rate.