# Move 3a into 2a?

**URL:** <https://forum.mustachianpost.com/t/move-3a-into-2a/12714>\
**Category:** Taxes\
**Created:** [May 12, 2024, 11:21am UTC](https://forum.mustachianpost.com/t/move-3a-into-2a/12714 "2024-05-12T11:21:17Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![diste66](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/diste66/32/12820_2.png) [@diste66](https://forum.mustachianpost.com/u/diste66)\
**Post date:** [May 12, 2024, 11:21am UTC](https://forum.mustachianpost.com/t/move-3a-into-2a/12714/1 "2024-05-12T11:21:17Z")

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I know this makes little sense in principle though I may be leaving Switzerland to return to Italy and based on their agreements it appears that withdrawing 2a is taxed at a much more advantageous rate than 3a.

So I was wondering if it’s possible to move the 3d pillar into the 2nd prior to leaving and eventually withdrawing?

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**Author:** ![Abs\_max](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/abs_max/32/12379_2.png) [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)\
**Post date:** [May 12, 2024, 11:51am UTC](https://forum.mustachianpost.com/t/move-3a-into-2a/12714/3 "2024-05-12T11:51:55Z")

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[https://finpension.ch/en/transferring-money-from-the-3rd-pillar-to-the-pension-fund/](https://finpension.ch/en/transferring-money-from-the-3rd-pillar-to-the-pension-fund/)[3a to pension fund]

Hope this article sheds some light

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**Author:** ![nabalzbhf](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/nabalzbhf/32/3277_2.png) [@nabalzbhf](https://forum.mustachianpost.com/u/nabalzbhf)\
**Post date:** [May 12, 2024, 11:52am UTC](https://forum.mustachianpost.com/t/move-3a-into-2a/12714/4 "2024-05-12T11:52:23Z")

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That’s definitely a thing, eg [https://finpension.ch/en/transferring-money-from-the-3rd-pillar-to-the-pension-fund/](https://finpension.ch/en/transferring-money-from-the-3rd-pillar-to-the-pension-fund/)

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**Author:** ![Burningstone](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/burningstone/32/12334_2.png) [@Burningstone](https://forum.mustachianpost.com/u/Burningstone)\
**Post date:** [May 12, 2024, 12:36pm UTC](https://forum.mustachianpost.com/t/move-3a-into-2a/12714/5 "2024-05-12T12:36:25Z")

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Learned something new today 🙂

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**Author:** ![diste66](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/diste66/32/12820_2.png) [@diste66](https://forum.mustachianpost.com/u/diste66)\
**Post date:** [May 12, 2024, 1:42pm UTC](https://forum.mustachianpost.com/t/move-3a-into-2a/12714/6 "2024-05-12T13:42:27Z")

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Ah awesome, thanks for sharing! This seems like a much cleaner solution than exploiting the 30 day gap between registrations, for the Italian case at least.