Mortgage rates in Switzerland

[wavemotion]

@Cortana

Tell that to the poeple that always chose fixed rate mortgages in the last 30 years.

As long as the SNB doesn’t change it’s policy, your Saron rate will stay constant. I just don’t see it ever going above 0% anymore. Might stay like that for another 20 years (see Japan).

Before 2008 it went to 3% and in 2000 was even more.
Do you think it’s not going to happen another big crash market in the next 10 years?
This kind of economy is not sustainable forever. I don’t think the S&P ATH for so many years and the huge American debt + trillions in stimulus, are healthy.

@Cortana Changing slightly subject, is in your opinion indirect amortisation with UBS (Vita invest 100 World) still a better option than direct amortisation and use Viac/FinPension?