# Married to a UN worker and tax declaration: need help
**URL:** https://forum.mustachianpost.com/t/married-to-a-un-worker-and-tax-declaration-need-help/5635
**Category:** Taxes
**Created:** [February 10, 2021, 12:05pm UTC](https://forum.mustachianpost.com/t/married-to-a-un-worker-and-tax-declaration-need-help/5635 "2021-02-10T12:05:01Z")
**Posts on this page:** 4
**Page:** 1
### Author:  [@pierrealex](https://forum.mustachianpost.com/u/pierrealex)
#### Post date: [February 10, 2021, 12:05pm UTC](https://forum.mustachianpost.com/t/married-to-a-un-worker-and-tax-declaration-need-help/5635/1 "2021-02-10T12:05:02Z")
Hello,
I am about to fill out my tax return in Geneva for 2020, and I would need help as my situation is somewhat complicated.
My wife and I live in Geneva and have been married since 2020. My wife is Indian and has been working as an international civil servant with a UN agency for about 4 years. As for me, I’m Swiss and do not work in a UN agency.
As we already knew ([Les particularités fiscales | ge.ch](https://www.ge.ch/impot-fonctionnaires-internationaux/particularites-fiscales)), my wife is exempt from paying income and wealth tax as she is a foreign national and works for a UN agency (see link above). Therefore, she does not have to fill out a tax return.
However, and where things get complicated is that we have been investing in ETFs via IB since mid-2020. The IB account is registered in my name: my wife first makes her monthly payments into my bank account, and then I send everything (her payments and mine) to my IB account. The payments are split 50%-50% between my wife and me.
We also invest in cryptocurrencies and proceed as described above.
As my wife is not subject to income and wealth tax, what do I need to state on my tax return? Do I have to declare the entire Net Liquidation Value shown on the IB? Or only half, since I only contribute 50% of the payments made to my IB account?
If I only have to declare half, how do I declare dividends? On what basis can I calculate the amount of tax?
The same question applies to cryptocurrencies. Do I only have to declare 50% of our investments?
Thank you in advance for your answers!
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### Author:  [@Alvo](https://forum.mustachianpost.com/u/Alvo)
#### Post date: [February 10, 2021, 12:51pm UTC](https://forum.mustachianpost.com/t/married-to-a-un-worker-and-tax-declaration-need-help/5635/2 "2021-02-10T12:51:09Z")
I’d ask whoever processes your tax declaration because they will judge if it is okay or not.
If you know the situation is as it is, why do you share a account with her? Try to keep things simple.
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### Author:  [@MrCheese](https://forum.mustachianpost.com/u/MrCheese)
#### Post date: [February 11, 2021, 7:49am UTC](https://forum.mustachianpost.com/t/married-to-a-un-worker-and-tax-declaration-need-help/5635/3 "2021-02-11T07:49:23Z")
I’d declare the portion that belongs to her as “creditor money”, that however might still trigger wealth tax for you on that money… Asking the tax office is certainly a good idea.
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### Author:  [@pierrealex](https://forum.mustachianpost.com/u/pierrealex)
#### Post date: [February 12, 2021, 9:19am UTC](https://forum.mustachianpost.com/t/married-to-a-un-worker-and-tax-declaration-need-help/5635/4 "2021-02-12T09:19:47Z")
So I wrote to the tax office in GE, and they told me that I must only declare half of our ETFs and cryptocurrencies given that my wife is exempt from paying income and wealth tax.
Thanks for your replies!