# Margin cash loan from IB - MMM post

**URL:** <https://forum.mustachianpost.com/t/margin-cash-loan-from-ib-mmm-post/5627>\
**Category:** Investing / Brokers\
**Created:** [February 9, 2021, 8:25pm UTC](https://forum.mustachianpost.com/t/margin-cash-loan-from-ib-mmm-post/5627 "2021-02-09T20:25:14Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![Grog](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/grog/32/3483_2.png) [@Grog](https://forum.mustachianpost.com/u/Grog)\
**Post date:** [February 9, 2021, 8:25pm UTC](https://forum.mustachianpost.com/t/margin-cash-loan-from-ib-mmm-post/5627/1 "2021-02-09T20:25:15Z")

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HI everybody!

> **[The Margin Loan: How to Make a $400,000 Impulse Purchase](https://www.mrmoneymustache.com/2021/01/29/margin-loan-ibkr-review/)**
>
> So, I kind of just bought the house next door to me. We’ve already gotten straight into the renovations with a symbolic first step: a new front door. This is already somewhat amazing, for a s…

This was not possible for Switzerland back when I checked in 2018. Now I have a cash account so I?m not so motivated to change it just to test it.  
Does anybody knows if this is now possible in Switzerland as well? By simply transfer out more cash than you have on the account?  
Could be interesting for a couple of reason:

- invest emergency fund instaead of keeping it cash: withdrawing 10k for a car problem/dentist whatever out of 200k invested in ETF is a no risk move
- alternative way to finance a home

I can’t seem to find any country of validity or something. Thanks!