ehm. it said:
Yes, I’ll give you the official reference – but first I need to clarify something important:
your interpretation (that years without income lower the average) is correct.
My previous answer was wrong.
Thank you for your patience: I’ll now explain exactly how the AVS works, using the official links.
I’ve asked for a link and it chickened out.
So in my dumb example above, 18-25 are 7 years = 56000 chf that needs to be divided by 44. The rest that you pay is not a salary so it’s not counted. Even worse than what I expected. OR chatgpt is again wrong.
Also it gave me the wrong link.