It can stay in a vested benefits institution in Switzerland.
But in many cases it doesn’t have to.
The source is wrong.
…kind of. It assumes that you move to another EU country to become employed there like most „normal people“.
It does depend on your social security status in the new EU (+ NO/IS) destination country.
Again, the restriction on cash payout of 2nd pillar benefits upon leaving Switzerland (for good) applies ONLY …
- on the mandatory part of your benefits AND
- if moving to an EU (+ NO/IS) country AND
- if and as long as you’re subject to mandatory insurance in that country. Which, as an early retiree you will, in many cases, not be.
Common real life examples:
- you move to Germany to become self-employed there: you won’t be subject to Rentenversicherung > you can cash out your entire 2nd pillar benefits
- you move to Portugal, you don’t work or seek work there > you can cash out your entire 2nd pillar benefits
(PS: Liechtenstein is an exception)