It was even simpler before (everything at UBS, except 3a cash at a cantonal bank).
After that, there weren’t any detours. I think I got lucky in that the products I chose at the start of my mustachian journey are still in business, haven’t changed significantly with regard to fees, and still fit my requirements with the knowledge I have today compared to when starting out. One exception: I used neon invest for a while, but was uncomfortable having my entire portfolio protected only by a 4-digit number.