Is this PostFinance Depot the Mustachian way?

[1000000CHF]

@dalliard

But that is just relevant if your domicile is in the US right?

The $60'000 cap for US investments

so would you agree that the following describes the US estate tax situation correctly: upon death, if you are a swiss citisen or resident, below USD 60’000 of US-domiciled assets no taxes apply. Above 60k, the old Siwss-US-taxation treaty from 1952 kicks in: the tax-free limit is calcualated as $5’230’000 * f where f is the fraction of US domiciled assets of your total belongings. Of your US-domiciled property, everything above the threashold is taxed roughly 40% (who knows?) Example: if …

@dalliard

Which account type should I choose? It looks like «Cash» is enough. But in the description for the «Margin» account they mention something about currency conversion. Is that not possible with the «Cash» account?

[Broker Choice] Details on brokers

You could try captrader or lynxtrader instead, which don’t have minimum monthly fees. Under the hood they both use IB’s platform, but charge somewhat higher transaction fees. In margin account you’ll be able to loan cash from the broker with the collateral of your stocks. It makes things generally a bit more flexible even if you’re not going to use this facility. You could for example first buy a bunch of stocks and then convert currencies to cover exactly the prices you’ve paid. Or buy the di…

Most of your questions @dalliard were already answered in other threads. I recommend reading the posts of @hedgehog and @nugget and other smart guys in this forum. Super useful stuff. I read archives of that forum almost every evening.

I recommend also - obviously - reading Mr @_MP’s blog. Invaluable source of Mustachian knowledge.

PS. This is a super important thread for IB investors:
http://forum.mustachianpost.com/t/transferwises-borderless-account/296/13
It discusses how to transfer money to fund IB account via domestic transfer from PostFinance.