Thank you all very much for the responses!
I’m still very new to this but slowly working through the process of reading all the threads and blog posts on the subject - so expect a lot more from me in the future. Everything makes a lot of sense and there is some light at the end of the tunnel I’m sure… 
I’m challenging myself to in taking the effort to know and understand what ‘my’ numbers mean in reality here in CH. I’ve already discovered quite a rookie mistake of signing up for the Life Insurance bundled 3a - I’ll detail the numbers on that in another thread 
But onwards and upwards to FI!
Have a good weekend!