I do not think that holding US domiciliated funds is a good option in today situation. Who knows when the rules will be changed.
One aspect if you plan to leave Switzerland soon and go to a country within the EU, would it be interesting to avoid income tax to chose an accumulating ETF?
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I wouldn’t burden myself with holding a US ETF in the EU.
Keep as much VT as you want while in Switzerland to profit from low TER with IBKR.
Sell it before moving abroad. If you stick with US ETFs in the EU, you will likely need a tax consultant to deal with it.
Do a fresh start with UCITS ETFs to reset your tax base and register with a broker that will give you a usable tax report for your new country of residence.
Never forget to KISS (Keep it short and simple!)
Anything else is overoptimisation and won’t significantly affect your returns or savings.
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