Thanks again! Yes you are right, no active investment plan, only what I have in my mind and followed the last decades. The ETF thing is compared to my other “plan” a pretty new idea. Real estate was for me always the way to go. What I had in cash, I invested in buying art, but the artist died like 10 years ago and there is not so much to buy anymore.
Ok, I think I’m convinced :-).
Regarding the 3As, as mentioned, I will move Viac and the bank 3a and do the “VT” at Finpension.
The robo money goes to IB
The VOO’s I bought yesterday, I will switch to VT, I guess this is an easy task.
AVUV I will skip if it is not recommended for me and I’m not sure if I know what I’m doing in this regards.
That brings me to 125k VT + 4k/month. With 30k I will increase my rare earths portfolio. Any good ETF…advice for something where I can put the last 20k? I know it might sound stupid for some, but I would like to have something with chances for a better performance, accepting a higher risk. More a short/mid term thing.