Introduction + ETF strategy advice needed before putting big money in ETFs

[Dr.PI]

@goodhope

including the 35k in the 3A bank account?

Yes.

@goodhope

Shall I close my different Robo Advisors and put the 25k in my ETF strategy?

Yes.

@goodhope

Does the ETF strategy 65% VT 20% VOO 15% AVUV make sense

You should be highly confident that US will outperform the rest of the world going forward to have this allocation.

Understand that more holdings doesn’t mean a more diversified portfolio.

Simplest idiot-proof strategy

Hello and welcome to the forum! You may call your strategy “simple, idiot-proof” if you want, but I find it probably the wisest first post in this forum that I have seen. I will contrast some previous posters and encourage you to stay with VT is the most market-neutral investment, packed into one fund with a low TER. You can say it is a slice of the global stocks market. If you don’t want to take any active bets on future development of the market, this is exactly what you should invest into…