Insurance based Pillar 3a. Is it really that bad?

Also note that VIAC offer a free insurance.


The annual premium for a pure risk will be much cheaper than what you’ll pay with Helvetia.

Make yourself richer, not your financial advisor :slight_smile:

1450 a year for 200k, crazy!

Free disability insurance and paid pure risk life insurance.

If it would be a fair fee, it would translate into probability of 0.725% to die next year. I think we are better than that.

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US-based, but still lots of similarities.

Again 3 replies limit!

Huh. Now it’s official


Is that just for the first year premium with future premia increasing in cost?