In search of valuable advice to put our money at work

[San_Francisco]

@Titimaret

both aged 35, bought a flat at the beginning of the year. To do this, we withdrew our 2nd pillar savings and pledged our 3rd pillar A savings as collateral for indirect repayment. The amounts in our third pillars are tax-deductible to the maximum. These are insurance-based 3rd pillars with a large guaranteed portion in the event of death.

@Titimaret

while keeping management costs to a minimum

You may want to look at your insurance-based pillar 3a first.