I’m not sure which section of the forum would be the best…
I hope you Guys&Girls might have some creative ideas of a way to “take out” around 3k CHF from a prepaid MasterCard. Some time ago I got too excited with the bonus offer, and topped-up the card too much
I can use it in two ways:
virtual MasterCard (so online)
POS transactions, but only contactless
What I cannot do with it:
Revolut top-up / TransferWise top-up - not accepted for financial services
not working with Curve
My “regie” actually accepts rent payments by CC, so that would be perfect, but they don’t support contactless
I keep using it for shopping, but (luckily) I do not spend much with CHF these days, trying to do bigger shopping in the neighboring France (therefore not worth using this card cause of bad exchange rate and FX fees)
Luckily, I manage to spend quite little on grocery in Switzerland (tnx France), and the trains are covered with the AG It might be a good thing that it doesn’t dissipate quicker than…
If I don’t find a faster way of (effectively) using it, I will spend it with the next AG extension, in June.
I just hoped that there is a creative way
The limit is up to 3000 CHF/month, and the profit is permanent 2% bonus for topping up the card, that’s how I end up with still around 3k on it, cause I was using it, but then topping it up again.
But what you can also do is buy a “TWINT Guthabencode” for eg 100 CHF at Coop and then charge a TWINT Prepaid app with that code. Then you can send that TWINT money around as you wish, including as suggested by wirpo032 to a TWINT hooked up to PostFinance or a Bank.
PS: There’s a yearly limit of 5000 CHF which you can transfer via TWINT btw.