# How viable is investing only in VT?

**URL:** https://forum.mustachianpost.com/t/how-viable-is-investing-only-in-vt/2862
**Category:** Investing / Portfolios
**Created:** [December 5, 2019, 2:40pm UTC](https://forum.mustachianpost.com/t/how-viable-is-investing-only-in-vt/2862 "2019-12-05T14:40:28Z")
**Posts on this page:** 1
**Showing post:** 9

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### Author: ![San\_Francisco](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/s/ea5d25/32.png) [@San\_Francisco](https://forum.mustachianpost.com/u/San_Francisco)
#### Post date: [December 7, 2019, 1:19am UTC](https://forum.mustachianpost.com/t/how-viable-is-investing-only-in-vt/2862/9 "2019-12-07T01:19:42Z")

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> [@iNeedMoney](#):
>
> Why would you not consider VT as fairly balanced?

Enough points in the recent discussion [on the other thread](https://forum.mustachianpost.com/t/mustachian-portfolios/108).

You’d be allocating over half of your portfolio to one single country. Globalisation and international revenue/earnings exposure or not, it’s still just one jurisdiction, run by just one president, one parliament, and one foreign and (federal) policy. That does present cluster risk - think, for instance, the political “trade war” with China.

I am not saying this is necessarily a “bad” thing or one you shouldn’t do. Especially given your opening question though, it is maybe one you would want to give a few thoughts and some consideration - and then decide on consciously and opt for what you feel comfortable with.

> [@iNeedMoney](#):
>
> from what I read on this forum the world stock market itself is heavily linked to the North American market (specially USA) and the USD.

That’s just to the high share of market capitalisation of US companies. So partly just because IPOs and having their stock traded on stock exchanges are so popular among US companies, that so many choose to do so. Does this make them “better” (performing) companies? Maybe there’s a correlation or you believe in one - but not _per se_.

> [@Bojack](#):
>
> If you start saying e.g. that “oh, there are far too many banks and financial institutions in the market-capped mix”, they you’re making things complicated

Maybe. Though maybe [there really _are_](https://forum.mustachianpost.com/t/how-to-build-an-all-world-ex-financials-banks-etf-portfolio/2133) too many?

Anyways, that’s not still not a question or assumption I would call _overly_ complicated.

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