# How to invest for children?

**URL:** https://forum.mustachianpost.com/t/how-to-invest-for-children/41
**Category:** Children
**Created:** [October 19, 2016, 8:55pm UTC](https://forum.mustachianpost.com/t/how-to-invest-for-children/41 "2016-10-19T20:55:21Z")
**Posts on this page:** 1
**Showing post:** 395

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### Author: ![gaijin](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/gaijin/32/13983_2.png) [@gaijin](https://forum.mustachianpost.com/u/gaijin)
#### Post date: [May 20, 2026, 10:16am UTC](https://forum.mustachianpost.com/t/how-to-invest-for-children/41/395 "2026-05-20T10:16:18Z")

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I think this comment is getting carried away from the original topic of this thread. See the following thread for a general discussion about US domiciled ETFs vs. UCITS

> [@Why are U.S. ETFs the most tax-efficient investment strategy?](https://forum.mustachianpost.com/t/why-are-u-s-etfs-the-most-tax-efficient-investment-strategy/9885):
>
> Several times I have read on the blog or forum that US ETFs are the most tax efficient investment strategy. But why? Thanks to the double tax treaty, 15% instead of 30% withholding tax (Quellensteuer) is levied on US ETF dividends, but you can claim it back in your Swiss tax return via DA-1. However, the same applies to Swiss stocks or ETFs, whose 35% withholding tax (Verrechnungssteuer) can be reclaimed in full. Both US and Swiss dividends are subject to income tax (Einkommenssteuer). The capi…

See the following thread about estate tax treaty:

> [@Estate tax treaty US-Switzerland \[2024\]](https://forum.mustachianpost.com/t/estate-tax-treaty-us-switzerland-2024/12362):
>
> I have carefully reviewed an [excellent post from 2020](https://www.mustachianpost.com/blog/estate-tax-treaty-us-switzerland-the-final-answer-about-the-vt-etf-with-the-mp-family-as-concrete-example/#commento-login-box-container) regarding US Estate Taxes for non-US Persons on Assets (such as VT). As someone who is a bit older and closer to retirement than the average Mustachian, this topic has become increasingly important to me. However, given that the post is somewhat dated, I wonder if there have been any changes since then. I would greatly appreciate clarification on a few open points: Estate Tax Threshold: After reading the post multiple times, I am still unc…

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