Hi guys and girls,
I have been following the FI community for 3 years and I have been living in Geneva for the last 5 years. I have spent some time investing in real estate but I am also interested in P2P, ETFs, stocks.
You will find below a FI situation I would need your inputs on.
My partner worked for an international organization (non UN) in Geneva for the past years and amassed a reasonable amount in her international pension fund. When she left, she was required to cash this out.
She has no existing AVS/3rd pillar contributions in Switzerland. She does however have a reasonable amount in her home state retirement fund (which she cannot touch until retirement age), three rental properties outside of Switzerland and a small amount invested in ETF (mostly in EUR).
How would you prepare your retirement with this cash if you consider you will need it in appro. 30 years ?
- You increase ETFs investment in Degiro ?
- You transfer it to a specific retirement funds ?
- You keep pushing on real estate properties ?
For info, we plan to settle in Switzerland and potentially even retire here and are still renting our place.
Thanks for your thoughts and expertise!