# Frustrated American Novice

**URL:** <https://forum.mustachianpost.com/t/frustrated-american-novice/603>\
**Category:** Share your story\
**Created:** [December 18, 2017, 9:48pm UTC](https://forum.mustachianpost.com/t/frustrated-american-novice/603 "2017-12-18T21:48:01Z")\
**Posts on this page:** 1\
**Showing post:** 3

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**Author:** ![nugget](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/nugget/32/57_2.png) [@nugget](https://forum.mustachianpost.com/u/nugget)\
**Post date:** [December 19, 2017, 7:40am UTC](https://forum.mustachianpost.com/t/frustrated-american-novice/603/3 "2017-12-19T07:40:54Z")

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good job on saving!

> [@anon90991199](#):
>
> I am an American citizen. This has made life lot more complicated when it comes to investment

I know this from multiple sides. since US kept sueing Swiss Banks and putting on harsh rules about tax evasion, noone wants to have US citisens as customers anymore. too bad ☹

I guess IB will be your first choice for investing. The questionaire should not be a problem. nobody here put in a realistic value in “how many transactions did you do so far” question^^  
Or, if you as a US Citisen could set up an account with Vanguard directly, this would be your best bet?

Anyway, you clearly want to put your cash at work instead of idling around.

> [@anon90991199](#):
>
> I am not allowed to open a pillar 3A account that can invest in stocks.

this is quite nasty as you fundas are locked in there. Try check out [this thread](https://forum.mustachianpost.com/t/what-about-second-pillar/499/11) on how to get you money out

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